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40 Blogs that Breakdown How to Buy a Home

Posted on January 20, 2013 by admin | in Housekeeping

Buying a home is a happy and exciting time, but it’s also one that can be quite stressful. Before you begin the process of selecting a home, it’s important to try to learn as much as you can about the buying process. Being surprised by something that is a regular part of the home buying process can cause unwarranted stress.  These 40 blog entries will provide you with a lot of information about buying a home so that you can make informed decisions throughout the process.  Purchasing a home should be an enjoyable experience, so educate yourself before you embark on the journey to home ownership.

Steps to Buying a Home

Before getting into the nuts and bolts of buying a home you need to get an overview of how the process works.  These five blog posts lay out the steps you need to go through to buy a home.  Some are more complicated than others and may take more time.

Getting Pre-Approved

Once you understand the basic steps for buying a home you will understand that one of the most important steps is meeting with your lender and getting pre-approved for a mortgage.  While you don’t have to get pre-approved to make a purchase, if you skip this step you could end up looking at homes that are more expensive than you are realistically able to afford.  In addition, sellers are more likely to accept an offer from a buyer who is pre-approved.  These five blog articles will explain about the pre-approval process.

Improving Your Credit Score

If you try to get pre-approved for a mortgage, but find that you don’t qualify for a mortgage as large as you’d like, the reason might be your credit score. There are a number of other reasons that could contribute to this, such as income and interest rate, but many times it’s due to a low credit score.  These five blog entries will give you some tips on improving your credit score.

Creating a Checklist

After you get pre-approved for a mortgage amount you will want to create a checklist of what you want in your dream home.  By narrowing your search criteria ahead of time, your house hunting will go much smoother.  Don’t be surprised, however, if your ‘must haves’ change during the house hunting process; that’s completely normal.  Here are five blog posts that can help.

Finding the Right Realtor

You may think you don’t need a realtor to close on a house – and not everyone does, however, there are many reasons that it’s a good idea to enlist the help of one, especially if this is your first time purchasing a home.  Realtors are very knowledgeable about the home buying process and can help guide you through it and prevent you from making an expensive mistake.  Here are five articles on how to go about finding the right realtor.

Making an Offer

Once you find your dream home and feel ready to buy, you need to know how to make an offer.  If you are using a realtor, she can help you with this step.  Agents will know how much a reasonable offer is, as well as what’s too high or too low.  If you are not using a realtor or if you just want to have the information, look at these next five blog entries on how to make an offer.

Home Inspection Checklist

As soon as the seller has accepted your offer your mortgage company will require that the house be inspected. Getting a home inspection is a good idea because it allows you to figure out anything that could potentially be wrong with the house.  Here are five blogs with home inspection checklists that you may want to use while house hunting.

Mortgages and Interest Rates

You might want to educate yourself on the different types of mortgages and interest rates that you can get.  This will help when you speak to your lender because you will already know a little bit about your options. If you’d like to do a specific type of mortgage, then you may want to ask your lender about it.

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One Response to 40 Blogs that Breakdown How to Buy a Home

  1. Annie Maloney says:
    January 21, 2013 at 1:07 pm

    Great article with a ton of resources and articles for new and even seasoned home buyers.
    Thanks!